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Home Insurance Options to Protect Your Valuables

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Home owner’s insurance protects your home in the event of multiple forms of damage. This often includes break-ins. However, while the physical damage to your house is protected, the valuables stolen may not be. Due to this, it is important to look into the different home insurance options available for protecting your valuables. At Berks County Insurance, we are here to assist you with this, regardless of if you live in Reading, PA or the surrounding area. 

Personal Property Coverage

Personal property coverage is very similar to renter’s insurance. You inform the insurance provider what you wish to insure and the particular items are added to the coverage. This can range from your electronic devices like a computer to power tools, jewelry, paintings, or really anything else you’d be interested in protecting. The cost of your personal property coverage is generally based on the estimated value of the items you have included. It is important for you to update your personal property coverage when bringing new valuables into the house. This way, the added items can be covered under your home insurance policy.

Dwelling Coverage

It’s always a good idea to look into how your insurance provider covers you. Some coverage may only protect natural causes and other non-man made damage. If this is the case, you may need to look into dwelling coverage. This protects your house and helps cover the cost of broken windows or damage to the doors. 

At Berks County Insurance, we are here to help assist you in finding the right kind of insurance coverage for you and your family. Whether you live in Reading, PA or one of the surrounding communities, we want to sit down and help you find the right coverage for your particular needs. 

How different kinds of tires can impact your auto insurance.

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Most people, when they purchase a car, don’t think of the tires. They drive away with the tires that were left on the car and thought nothing more of it. When it comes time to replace them, most people replace them with a conventional set of tires. Many aspects of a car can affect the rate on a driver’s car insurance in Berks County. This includes the vehicle’s tires.

Types of Tires

Oversized tires are viewed by many as an unnecessary risk. They change how the vehicle is driven and it alters the odometer reading and speedometer reading.   Going a faster speed than you realize can, in turn, lead to an accident. Although oversized tires are looked down upon by many, they’re still a fashionable car modification.

Another type of tire modification that has come into favor is low-profile tires, commonly called "low-pros." They look sleek and flashy because you have more wheel and less tire. The shiny chrome sparkles and glints in the sun. Unlike the dull rubber of a tire. Also, by having bigger wheels, it is easier for people to see the brakes which some paint or color to appease an aesthetic. Smaller tires do create problems for those who travel on rougher roads. Small bumps and potholes can cause your rims to bend if hit too hard.

Most insurance companies don’t charge more for vehicles with oversized tires. Remember insurance companies look at a variety of factors when deciding a driver’s rates. Berks County Insurance can work with you to help determine what might be beneficial to your policy and to your vehicle.

What is most important for your own safety, no matter what kind of tires you have, make sure that your tires are properly configured for your vehicle. If the tires do not fit the vehicle or are in poor condition, this could cause an accident. It’s well known that safer vehicles get lower rates on car insurance.

Before you modify your vehicle’s tires, contact Berks County Insurance serving all of Berks County, to see how performance tires might modify your auto insurance policy.

Choose A Reliable Boxing/MMA Insurance

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Mixed Martial Arts and Boxing insurance are unique products. The insurance is affordable, convenient, and application is extremely easy. Coverage is available as soon as possible, and you get a confirmation within an hour to your state boxing commission.

Types of coverage include:

Participant accident insurance coverage

The program protects all participants of the policyholder when participating in a sponsored event. The program includes event officials. Insurers get excess medical protection resulting from the covered injury. It also covers eligible expenses such as charges for any necessary medical service and treatment not exceeding the maximum medical expense benefit in your policy. Limits may range from $2000 to $50,000, and sometimes more.

You can choose accidental death and dismemberment in your coverage. The policy also can cover injuries resulting in dismemberment or death. In the event of a peril, the insurance company pays the amount set on your policy benefit.

General liability insurance coverage

The cover protects the employees, promoter, volunteers, and staff against claims of property damage liability, advertising injury liability, litigation costs, and bodily injury liability. There are no deductibles for the coverage.

Processing of claims is swift and in a professional manner. It takes 3-5 business days to issue policy documents and bind coverage.

Berks County Insurance in Reading, PA offers you reliable boxing insurance coverage that provides adequate protection. Our insurance agents help you choose the best selections for the policy options available. You can get savings by combining the various insurance policies, just ask the insurance agent on the best way to proceed for more explanation.

Choose a balanced solution that is both convenient and reliable. The agent will assess your needs and work more closely with you to provide support throughout your policy life. Contact us to discuss MMA/Boxing insurance and learn more about the benefits and how to get a quote. Alternatively, you can visit Berks County Insurance in Reading, PA.