Does Renter’s Insurance Cover Your Clothing?

If you are renting a home or an apartment, then you should consider purchasing renter’s insurance. It will protect your belongings in the event of a covered loss. Although the building will likely have landlord insurance, you won’t be covered for your personal losses. Speak with an insurance agent about how affordable renter’s insurance is.

Cover Your Belongings

If you have a covered loss and you need to replace your clothing, you will be covered in most instances. Not only will your clothing be covered at your residence, but it may also be included if you are traveling and your luggage is lost. Renter’s insurance may also protect you from losses that can be considered your fault.

Purchasing Renter’s Insurance

If you are considering purchasing a renter’s insurance policy, you should find an insurance provider who can help you decide the amount of coverage you need and help you stick to your budget. They can also assist you if you need to find coverage for roommates. If you live in or around the Berks County area, you should contact Berks County Insurance. We can work closely with you to find coverage options that fit your circumstances. We will also go over the details of the policy so you can completely understand the terms and conditions. 

If you want to protect your belongings, including clothing, from potential loss, then renter’s insurance is the best way to protect yourself. Residents living around the Berks County area can count on Berks County Insurance to offer them insurance options that fit their needs. Don’t risk losing your personal belongings. Get the coverage you need for peace of mind. 

3 Helpful Tips for Buying Motorcycle Insurance in Berks County

Do you own a motorcycle in Berks County? If so, then you need to have motorcycle insurance before riding out on the open road. When it comes to buying this type of insurance, you might not know where to start, especially if this is your first motorcycle. For that reason, the team at Berks County Insurance have put together three tips to help you get started. Read on to learn more:

Always Compare Quotes

Insurance companies offer different prices for different coverages. The best way to find the right coverage at a price that you can afford is by comparing quotes. Work with an agent to narrow down about three quotes and then compare the coverage against the cost. This will help you choose the exact coverage and price point you want.

Bundle Insurance Policies

Chances are you own another asset that requires insurance coverage. For example, if you own a home, car, recreational vehicle, a boat, or other insured asset, you can bundle your insurance policies all under one insurance company. This helps you save money on your premiums and most insurance companies offer a bundling package.  

Work with a Reputable Agent

When purchasing motorcycle insurance in Berks County, use a reputable agent. You will want to work with someone who is experienced, knowledgeable, and who works hard to find you the perfect quote at the perfect price; someone with a reputation for customer satisfaction.  

At Berks County Insurance, our insurance agents are available by phone to answer all of your questions and concerns when purchasing motorcycle insurance. Call today to speak with a reputable agent.

How different kinds of tires can impact your auto insurance.

Most people, when they purchase a car, don’t think of the tires. They drive away with the tires that were left on the car and thought nothing more of it. When it comes time to replace them, most people replace them with a conventional set of tires. Many aspects of a car can affect the rate on a driver’s car insurance in Berks County. This includes the vehicle’s tires.

Types of Tires

Oversized tires are viewed by many as an unnecessary risk. They change how the vehicle is driven and it alters the odometer reading and speedometer reading.   Going a faster speed than you realize can, in turn, lead to an accident. Although oversized tires are looked down upon by many, they’re still a fashionable car modification.

Another type of tire modification that has come into favor is low-profile tires, commonly called "low-pros." They look sleek and flashy because you have more wheel and less tire. The shiny chrome sparkles and glints in the sun. Unlike the dull rubber of a tire. Also, by having bigger wheels, it is easier for people to see the brakes which some paint or color to appease an aesthetic. Smaller tires do create problems for those who travel on rougher roads. Small bumps and potholes can cause your rims to bend if hit too hard.

Most insurance companies don’t charge more for vehicles with oversized tires. Remember insurance companies look at a variety of factors when deciding a driver’s rates. Berks County Insurance can work with you to help determine what might be beneficial to your policy and to your vehicle.

What is most important for your own safety, no matter what kind of tires you have, make sure that your tires are properly configured for your vehicle. If the tires do not fit the vehicle or are in poor condition, this could cause an accident. It’s well known that safer vehicles get lower rates on car insurance.

Before you modify your vehicle’s tires, contact Berks County Insurance serving all of Berks County, to see how performance tires might modify your auto insurance policy.