If you have a business, you may need commercial insurance. The experts at Berks County Insurance, serving Reading, PA, can help you choose the right policy for your needs.

By assessing your concerns as a business owner as well as your business activities, the insurance professionals at Berks County Insurance can make recommendations to ensure you get the policy that will provide the right amount of coverage. Here’s what to know. 

What Is Commercial Insurance?

Commercial insurance is insurance designed to protect your business from financial liability in various ways. Many business owners seek a "business owners policy (BOP)," which offers a variety of coverage, including liability, business property insurance, and business interruption coverage. BOP policies are very common and have what many businesses need to stay protected. 

BOP insurance helps protect your business from financial liability if a covered event like a fire or theft occurs. Companies are not immune from disasters, so insurance can help your business recover if a covered disaster occurs. A typical business owner’s policy will also cover personal and advertising injury claims.   

There are other types of coverage as well, including extended liability for additional insureds, coverage of tools and equipment, debris removal coverage, personal property coverage, and valuable records protection. 

Which Type of Policy Is Right For My Business?

It’s hard to pick the right policy for your business. That’s why the experts at Berks County Insurance, serving Reading, PA, are here to help. Call today to make an appointment or to speak with one of our insurance agents to learn more about commercial insurance.