Berks County Insurance is proud to be an insurance resource for the greater Reading, PA community. We can address all of your insurance needs, no matter what they may be. Call our office today and schedule a time to discuss insurance solutions for your family.
What you need to know about flood insurance
There are a lot of questions about flood insurance, and you may not be sure if you need it or not. There are a few things to know when you are deciding if you need a flood insurance policy:
- You may need flood insurance even if you don’t live in a flood plain. Just because you are not in a flood area, does not mean that you can’t benefit from having a policy. Many areas that are considered low-risk suffer flood damage.
- Flood insurance can be a good idea, even if your lender doesn’t require you to have it. Often, a lender won’t require a certain type of policy, and the homeowner will think they don’t need it. This can lead you to take on more personal responsibility than is comfortable.
- Your homeowner’s policy doesn’t cover many types of flood damage. Read your homeowner’s policy carefully. There may be several exclusions when it comes to water damage. Make sure that you have the protection you need. This can often mean getting a flood policy.
Answering your questions about flood insurance
If you are a homeowner in the Reading, PA area, you may have questions about flood insurance. Fortunately, the team at Berks County Insurance is here to answer them. Flood insurance can be confusing, and you may not know if you need it or not. Give us a call today, and let us answer those questions for you!