No one plans to get into a car accident. Yet these mishaps happen daily, but many people don’t know what to do. If you are involved in an accident, Berks County Insurance serving Reading, PA, recommends you take the following steps to protect yourself and your passengers after an accident.
What is Required at the Scene
Never leave the scene of an accident, as this act violates the law. If you do so, you could face additional criminal and civil liability. If you can do so, pull off to the side of the road to conduct assessments and make the following tasks safer.
As soon as possible, assess the conditions of all passengers in your vehicle. If needed, call 911 and ask for an ambulance if someone needs immediate medical attention. Once you have determined everyone’s condition, contact the police and ask them to come to the scene. Having police document your accident is essential, as it can help prove liability for the incident.
Exchange information with other drivers, no matter who is at fault. You’ll need to provide basic contact information, as well as your insurance information. If witnesses are available, get their contact information, too. In addition to police reports, you can use the information these people provide to give to your insurance company.
Ensure Your Disclose All Facts
Contact your vehicle insurance company as soon as possible about the incident and provide all pertinent facts. Even if you don’t feel injured, visit a doctor soon afterward for an assessment. Your passengers should also get assessed, as some injuries do not manifest immediately.
Always practice defensive during, but get auto insurance to protect yourself fully. For help selecting your auto insurance policy, contact the professionals at Berks County Insurance, serving Reading, PA.