Flood insurance is a critical investment for property owners living in high-risk areas. In these areas, your standard home insurance is not enough and will not likely provide protection to you from floods that could cause costly damage to your home and other belongings. In some situations, that includes your appliances.

If you are ready to upgrade and protect your home or business from risks, set up some time to speak to our team at Berks County Insurance. We offer flood insurance for Reading, PA, and the surrounding areas.

What Happens When You File a Flood Insurance Claim?

If you have a flood that is covered under your flood insurance policy, do not hesitate to contact your insurance company as soon as you face a claim. Your agent will guide you in filing that claim to cover any of the losses you have. After verifying that your insurance policy covered the event, your agent will then help you process a claim that includes damages to any appliances in your home impacted by the flood.

This commonly covers appliances such as your home’s washing machine and dryer, hot water tank, refrigerator, stove, and oven. Keep in mind that whether repairs are made or replacement is necessary depends on the extent of the damage and the likely costs to repair it. Most often, you will receive financial support to replace your appliances at the value covered by your policy, such as actual cash value or replacement value. Work with your agent to handle the entire process.

Let Our Team Guide You

At Berks County Insurance, we take pride in offering superior customer service to our clients. If you need flood insurance in or near Reading, PA, give us a call to learn more.