{"id":86,"date":"2021-01-28T04:00:00","date_gmt":"2021-01-28T10:00:00","guid":{"rendered":"https:\/\/www.berkscountyinsurance.net\/blog\/?p=86"},"modified":"2021-02-03T11:20:45","modified_gmt":"2021-02-03T17:20:45","slug":"when-do-i-need-commercial-insurance","status":"publish","type":"post","link":"https:\/\/www.berkscountyinsurance.net\/blog\/when-do-i-need-commercial-insurance\/","title":{"rendered":"When Do I Need Commercial Insurance?"},"content":{"rendered":"<p>Every business needs at least one vehicle to carry out routine operations. The logistical processes that include deliveries and employee&rsquo;s general movement may be difficult to accomplish without a car. As long as such vehicles are useful in running business operations, they should be suitable for commercial insurance coverage.&nbsp;<\/p>\n<p>It&#8217;s easy to get confused about the application of commercial insurance. This is more so because most small enterprises use their cars that have personal auto coverage for business processes.&nbsp;So, do you need commercial auto insurance?&nbsp;&nbsp;&nbsp;<\/p>\n<h3>Why Is Commercial Auto Insurance Important?&nbsp;<\/h3>\n<p>In case of unforeseen accidents, injuries, and liabilities caused by a personal car while undertaking business processes, your auto coverage may not be useful. This is why commercial auto insurance is critical. Our commercial auto insurance plan at Berks County Insurance&nbsp;covers your car and employees against any physical damages and injuries caused while on the line of duty.&nbsp;<\/p>\n<p>Instances where you need commercial auto insurance include:<\/p>\n<h3>In Case Transport of Goods and Services is Part of your Business<\/h3>\n<p>This is where you either transport goods or people at a fee.&nbsp;<\/p>\n<h3>In case You Conduct a Service with Your Vehicle&nbsp;<\/h3>\n<p>Individuals or businesses that use their cars to provide specific services within Reading PA should also consider opting for commercial coverage.&nbsp;<\/p>\n<h3>If Employees Use the Car Often&nbsp;<\/h3>\n<p>Your auto cover extends as far as your immediate family. If any of your staff uses a specific car for movement or other business processes, you should consider commercial auto insurance.&nbsp;<\/p>\n<h3>Safeguard Your Family, Business, and Employees Today&nbsp;<\/h3>\n<p>The best thing to do when you have a car used for personal and commercial activities would be to consider commercial auto insurance. At Berks County Insurance, we tailor-make&nbsp;our commercial auto insurance for our customers in Reading, PA, to suit their specific needs.&nbsp;<\/p>\n<p>Are you looking for a reliable insurance company? At Berks County Insurance,&nbsp;we offer auto, home, commercial, life, and renters insurance to keep you safe and confident. Contact us today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Every business needs at least one vehicle to carry out routine operations. The logistical processes that include deliveries and employee&rsquo;s general movement may be difficult to accomplish without a car. As long as such vehicles are useful in running business operations, they should be suitable for commercial insurance coverage.&nbsp; It&#8217;s easy to get confused about [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[6,5],"class_list":["post-86","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-berks-county-insurance","tag-reading-pa"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/86","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/comments?post=86"}],"version-history":[{"count":1,"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/86\/revisions"}],"predecessor-version":[{"id":87,"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/86\/revisions\/87"}],"wp:attachment":[{"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/media?parent=86"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/categories?post=86"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/tags?post=86"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}