{"id":154,"date":"2023-11-28T04:00:00","date_gmt":"2023-11-28T10:00:00","guid":{"rendered":"https:\/\/www.berkscountyinsurance.net\/blog\/?p=154"},"modified":"2023-11-28T10:29:58","modified_gmt":"2023-11-28T16:29:58","slug":"is-my-reading-property-fence-covered-by-my-homeowners-insurance","status":"publish","type":"post","link":"https:\/\/www.berkscountyinsurance.net\/blog\/is-my-reading-property-fence-covered-by-my-homeowners-insurance\/","title":{"rendered":"Is My Reading Property Fence Covered By My Homeowners Insurance?"},"content":{"rendered":"

The Reading, PA area is attracting a lot of new families thanks to its relatively low crime rate and cost of living. Berks County is filled with friendly neighborhoods and homes surrounded by a variety of fences. They say fences make for good neighbors, which can undoubtedly be true in Reading, PA.<\/p>\n

Fences, however, can also cause a myriad of questions and concerns when it comes to homeowners insurance. Berks County Insurance serves the Reading, PA area and can answer your homeowners’ insurance questions, including those involving fencing.<\/p>\n

Does Home Insurance cover My Fence?<\/strong><\/h2>\n

Your fence is likely covered by the same calamities that your home is covered by. Fences are technically considered an outbuilding.<\/p>\n

What Are The Circumstances When My Fence Would NOT Be Covered?<\/strong><\/h2>\n

Your fence will not be covered under your homeowners’ insurance policy if it is not yours. It is a good idea to identify fence ownership when purchasing a property.<\/p>\n

My Fence is Falling Down. Will my Homeowner’s Insurance Cover It?<\/strong><\/h2>\n

Not if its condition is due to a lack of maintenance. It will likely not be covered if it is rotting due to a lack of care or an insect infestation.<\/p>\n

If flooding Damages my Fence, Is It Covered?<\/strong><\/h2>\n

Flood insurance is not generally part of a basic home insurance policy. Therefore, if your fence is damaged by flooding and you do not have separate flood insurance on your main structure, it will likely not be covered.<\/p>\n

Berks County Insurance serves the Reading County area with a full line of personal insurance products, including homeowners insurance. Contact us for any questions regarding your insurance or a quote. We look forward to assisting you.<\/p>\n","protected":false},"excerpt":{"rendered":"

The Reading, PA area is attracting a lot of new families thanks to its relatively low crime rate and cost of living. Berks County is filled with friendly neighborhoods and homes surrounded by a variety of fences. They say fences make for good neighbors, which can undoubtedly be true in Reading, PA. Fences, however, can also […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[6,5],"class_list":["post-154","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-berks-county-insurance","tag-reading-pa"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/154","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/comments?post=154"}],"version-history":[{"count":1,"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/154\/revisions"}],"predecessor-version":[{"id":155,"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/154\/revisions\/155"}],"wp:attachment":[{"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/media?parent=154"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/categories?post=154"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/tags?post=154"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}