{"id":130,"date":"2022-11-28T04:00:00","date_gmt":"2022-11-28T10:00:00","guid":{"rendered":"https:\/\/www.berkscountyinsurance.net\/blog\/?p=130"},"modified":"2022-11-28T20:48:09","modified_gmt":"2022-11-29T02:48:09","slug":"it-is-against-the-law-to-drive-without-car-insurance-make-sure-you-have-it","status":"publish","type":"post","link":"https:\/\/www.berkscountyinsurance.net\/blog\/it-is-against-the-law-to-drive-without-car-insurance-make-sure-you-have-it\/","title":{"rendered":"It is Against the Law to Drive Without Car Insurance &#8211; Make Sure You Have It"},"content":{"rendered":"<p><span style=\"color:#333333\">Do you live in or near Reading, PA? Are you a licensed driver? Did you know it is illegal to drive without auto insurance? Berks County Insurance can provide the insurance you need.<\/span><\/p>\n<p><span style=\"color:#333333\">Driving without insurance is required in 48 out of the 50 states. Only Virginia and New Hampshire do not require it. <\/span><\/p>\n<p><span style=\"color:#333333\">The primary purpose of auto insurance is to protect cars, trucks, motorcycles, and other vehicles. It provides financial protection against bodily injury or physical damage from a collision and against any liability you could face from that collision. <\/span><\/p>\n<p><span style=\"color:#333333\">It also provides additional financial protection against vehicle theft and any damage to the vehicle sustained due to weather, natural disaster, keying, or damage sustained by hitting stationary objects. <\/span><\/p>\n<p><span style=\"color:#333333\">The types of car insurance are:<\/span><\/p>\n<ul>\n<li><span style=\"color:#333333\"><em>Liability<\/em> is a requirement in 48 states. Drivers need at least the minimum liability coverage defined by state law. Liability coverage consists of&nbsp;bodily injury liability that helps pay for costs related to another individual&rsquo;s injuries if you are at fault. Property damage liability helps pay for any damage you cause to another individual&rsquo;s property while driving.<\/span><\/li>\n<li><span style=\"color:#333333\"><em>Collision<\/em> coverage is usually optional. However, it could be required by the vehicle&rsquo;s lender or leaseholder. If you hit something, such as a tree or fence, collision coverage helps pay for the replacement or repair of your car.<\/span><\/li>\n<li><span style=\"color:#333333\"><em>Comprehensive<\/em> covers damage resulting from theft, hail, fire, or vandalism. If a covered peril damages your vehicle, comprehensive coverage pays to replace or repair your vehicle.<\/span><\/li>\n<li><span style=\"color:#333333\"><em>Uninsured and underinsured<\/em> coverage helps pay for medical bills or repairs to your vehicle. If you are hit by a driver that does not have adequate coverage or no coverage at all, this coverage helps.<\/span><\/li>\n<\/ul>\n<p><span style=\"color:#333333\">Let Berks County Insurance get you started on your way to protecting your vehicle. Contact them today.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Do you live in or near Reading, PA? Are you a licensed driver? Did you know it is illegal to drive without auto insurance? Berks County Insurance can provide the insurance you need. Driving without insurance is required in 48 out of the 50 states. Only Virginia and New Hampshire do not require it. The [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[6,5],"class_list":["post-130","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-berks-county-insurance","tag-reading-pa"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/130","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/comments?post=130"}],"version-history":[{"count":1,"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/130\/revisions"}],"predecessor-version":[{"id":131,"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/130\/revisions\/131"}],"wp:attachment":[{"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/media?parent=130"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/categories?post=130"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.berkscountyinsurance.net\/blog\/wp-json\/wp\/v2\/tags?post=130"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}